International
Student Insurance plans are designed to the special needs of international
students enrolled in US universities. Spouses and children (dependents) of
international students (F1 visa) are also eligible for these plans.
International Students (F1 visa) and their dependents (F4 visa) are
usually not eligible for mainstream US health insurance coverage because
most of mainstream policies require local residency (6 months to 2 years)
or US citizenship.
International Student Insurance plans focus on
providing coverage for your medical expenses resulting from sudden illness
or injuries during your period of study. International Student Insurance
plans typically offer coverage for 4 or more years.
A few plans for
international students offer maternity coverage provided conception occurs
after a certain period of coverage (can range from 3 months to 2
years).
We have created a friendly online insurance compare/quote
facility. Here you have to simply enter the relevant information. Our
system will then search all your options from leading insurers and produce
a list of plans that you are eligible for. You can then easily compare the
different plans based on their price and different offerings. You can then
select the one that you like best and purchase it directly
online.
International Student Medical Insurance - Benefits
Emergency Medical Expenses,
Dental Expenses,
Prescription Drugs
Pregnancy, Maternity Expenses
Emergency Medical Evacuation
Repatriation of Mortal Remains
Emergency Medical Reunion
Accidental Death & Dismemberment (AD&D)
Flight Accident or Common Carrier Accidental Death &
Dismemberment
Home Country Coverage
International Student Health Insurance - Characteristics
Features for renewals so that periodic premium payments can be made
High coverage amounts up to $5 Million for long term stay in the US
(some plans are similar to main-stream plans offered only to US citizens
or permanent residents)
Various levels of Deductibles and Co-insurance to suit your needs
Possibility of covering pre-existing conditions
Maternity coverage after a certain period of time
Reduced rates for dependent children `
Most plans can make direct payments to hospitals and doctors
